Which allocation fits you

Most sites show you a model portfolio and end up pointing at a product. Here you just get the percentage split. What you do with it is up to you.

This is a calculation aid, not investment advice. Always go with the lower of what you can financially afford and what you can emotionally handle.

Die Erklärung dazu steht in der Lektion How much loss can you actually take.

Frequently asked questions

What's the difference between risk capacity and risk tolerance?

Capacity is objective and depends on income, wealth, and time. Tolerance is emotional resilience. The lower value governs.

Why is a risk questionnaire unreliable during good market times?

Because stated tolerance is strongly influenced by recent market performance.