Emergency fund calculator
Your emergency fund is sized to your monthly expenses, not your income. Enter what you actually need per month, and how secure your income is.
These numbers are a guide, not a rule. If you're self-employed, drive an old car, or support family members, you should lean toward the higher end.
Die Erklärung dazu steht in der Lektion The emergency fund.
Frequently asked questions
Is the emergency fund sized to your income or your expenses?
Your expenses. What matters is how long you could live without new income coming in.
Why doesn't a broad stock ETF work as an emergency fund?
Because while it can be sold, its value at the moment you need it can be unknown. That moment of need often coincides with bad market conditions.
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