Everyday Money

Before stocks, ETFs, or trading come into it, there's this: what's actually left of your paycheck or allowance at the end of the month? How do you build an emergency fund? And does saving even make sense while you're still carrying expensive debt? These eight lessons make up Stage −1 of the course (Taking Stock) and stand on their own — no prior knowledge needed.

The basics

Eight short lessons, before any investing decision is even on the table.

Before you invest a single euroLesson
What's left at the end of the monthLesson
Expensive debt firstLesson
The emergency fundLesson
Insurance before wealthLesson
Goal and time horizonLesson
How much loss can you actually takeLesson
When investing doesn't make sense for you yetLesson

Real decisions

Not abstract examples — situations most people eventually run into.

Calculators for everyday life

Two calculators that make these questions concrete.

Emergency fund calculatorCalculator
Pay down debt or investCalculator

When you're ready to go further

Once your emergency fund is in place and expensive debt is handled, the course continues with investing fundamentals.